Types of Aid Available

Grants

Federal Pell Grant

WHAT IS A FEDERAL PELL GRANT?

The Federal Pell Grant is a form of need-based federal financial aid awarded by the U.S. Department of Education to help eligible low-income students pay for college costs, including tuition, fees, room and board, and other educational expenses.

The Federal Pell Grant is the largest grant program offered by the Department of Education to undergraduate students. Created in 1972, the Federal Pell Grant program has been awarding grants to students since the 1973-1974 school year.

Basic Eligibility Requirements

Undergraduate students without a Bachelor’s degree
U.S. citizens or eligible non-citizens
Students who are eligible must complete a FAFSA application
Meet other basic eligibility criteria

Annual Amount

Varies annually. Federal Pell Grant is awarded to students based on need and the Expected Family Contribution/Student Aid Index on your FAFSA. Awards are based on enrollment status and adjusted through the 8th week of instruction. Don’t forget that you must submit the FAFSA application annually to continue receiving Federal Pell Grant funds. Because the information entered into the FAFSA application may change year to year, a student's EFC may change, leading to different Federal Pell Grant award amounts.

Lifetime Limit

woman with text in thought bubble - Are there limits on financial aid?

600% Rule

Yes! The amount of Federal Pell Grant funds you may receive over your lifetime is limited by federal law to be equivalent of six years of Federal Pell Grant funding. Since the maximum amount of Federal Pell Grant funding you can receive each year is equal to 100%, the six-year equivalent is 600%. Once your LEU equals or exceeds 600%, you will no longer receive Federal Pell Grant funding.

**Examples of Lifetime Eligibility Used - LEU for an Academic Year**
Enrollment Status	Enrolled Units	Fall Award Used Per Semester	Spring Award Used Per Semester	Award Used for Academic Year
Less than 1/2 time	0.5 - 5.5	12.5%	12.5%	25%
1/2 time	6 - 8.5	25%	25%	50%
3/4 time	9 - 11.5	37.5%	37.5%	75%
Full time	12 or more	50%	50%	100%

Six years, the equivalent of 18 terms
Includes terms used at other colleges
Includes summer terms

Get the most out of your financial aid Federal Pell Grant and plan to finish your bachelor's degree within the 600% Rule. So it's VERY important to see an Academic Counselor and develop an educational plan to help you reach your educational goals.

Get on Track
Stay on Track
Maximize your Financial Aid
Check your LEU Today!

Do I need to Pay Back Federal Pell Grants?

The Federal Pell Grant generally does not need to be repaid, but there are some exceptions. Students should be aware that withdrawing from courses or changing enrollment status after a Federal Pell Grant award has been disbursed may require students to repay their award.

Federal Supplemental Educational Opportunity Grant (FSEOG)

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WHAT IS A FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT (FSEOG)?

The FSEOG is only available for students who are eligible for the Federal Pell Grant. It is reserved for students with an exceptional financial need. The award is much smaller than the Federal Pell Grant and is usually awarded to those with a 0 EFC/-1500 SAI. Funds are limited so it is awarded based on earliest application date until all funds have been exhausted. You must be enrolled for at least 6 units to receive the grant.

Additional information about OCC awarding policy can be found on the District Website.
California College Promise Grant (CCPG)
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What is a California College Promise Grant (CCPG)?

The California College Promise Grant (CCPG) is a waiver applied to enrollment fees (currently $46 per unit) for California resident students, AB540 students, and eligible AB1899 students as determined by Enrollment Services.
- CCPG is not a cash award; the waiver is applied directly to tuition fees for all students who qualify. CCPG is applied to tuition fees as a year-round entitlement, regardless of the number of units in which a student is enrolled.
- CCPG also allows students to purchase campus parking at reduced rates each fall and spring semester.
- CCPG does not pay for the mandatory fees, such as: Health fees, books, educational supplies/expenses or course material fees.
TYPES OF CALIFORNIA COLLEGE PROMISE GRANT

California College Promise Grant A:

Students must show proof (i.e., copy of a CA-7 with current or last month’s date, agency verification, etc.);
- AFDC (Aid to Families with Dependent Children)
- TANF (Temporary Assistance to Needy Families)
- SSI/SSP (Supplemental Security Income)
- General Relief
California College Promise Grant B:

Requirements
- Meet income standards for the CCPG (or your parent's income, if you are a dependent student). Must show proof of income (i.e. Copy of IRS Tax transcript or IRS Verification of Non-Filing Letter with copies of W-2).
2023-2024 Award Year (income must be verified)

Family size Base year Income

1
$20,385

2 $27,465

3 $34,545

4 $41,625

5 $48,705

6 $55,785

7 $62,865

8 $69,945

Each Additional Family Member $7,080

California College Promise Grant C:

If you do not meet the above eligibility criteria, you need to complete a FAFSA or CA Dream Act application to be considered for the California College Promise Grant and have remaining "financial need" of at least $1,104. Many students are eligible for the California College Promise Grant by completing the FAFSA or CA Dream Act application.

Special Classifications
- Be certified by the California Department of Veterans Affairs or the National Guard Adjutant General for eligibility for a dependent's grant;
- Be eligible as a recipient of the Congressional Medal of Honor or as a child of a recipient or a dependent of a victim of the September 11, 2001, terrorist attacks. Be eligible as a dependent of a deceased law enforcement/fire suppression personnel killed in the line of duty.
- Have documentation from the Department of Corrections and Rehabilitation that you been exonerated of a crime by writ of habeas corpus or pardon.
- Have documentation of record that you are dependent/ spouse/ Registered Domestic Partner of a deceased physician, nurse, or first responder who died of COVID-19 during the COVID-19 pandemic state of emergency in California.
HOW TO APPLY

The primary application for the CCPG is the FAFSA or CADAA. If a student does not want to be considered for other forms of aid, the CCPG application can be completed independently: CCPG Application.
- Once your application is received, the CCPG will be automatically awarded to eligible students based on the information provided in the primary application.
- You can view your award information on your Offer Letter in the Financial Aid section of your Self-Service account.
- You must apply for the CCPG using the FAFSA or CADAA before each summer semester. The applications are available beginning October 1st before the summer semester.
- If you have been determined to be eligible for the CCPG after you have paid your fees during the current semester, you may be entitled to a refund.
- A refund will be automatically processed for all applicable prior semesters.
- Refunds will be issued in the original form payment was received within 30 days.
IMPORTANT CALIFORNIA COLLEGE PROMISE GRANT CHANGES

Grades will be used to determine CCPG eligibility. Students who are not meeting academic standards for two consecutive terms will lose eligibility for the CCPG.

HOW TO MAINTAIN ELIGIBILITY

To qualify, students must meet minimum academic standards:
- Cumulative GPA of 2.0 or above
- Cumulative completion rate of 50% or above
Please note that the CCPG Fee Waiver eligibility is different from SAP eligibility standards for Federal and State aid programs. All grades will be used to determine CCPG eligibility.

LOSS OF ELIGIBILITY FOR THE CALIFORNIA COLLEGE PROMISE GRANT

A student shall become ineligible for the CCPG if the student is placed on academic or progress probation, or any combination thereof, for two consecutive primary terms, resulting in a dismissal status. Loss of eligibility shall become effective at the first registration opportunity after such determination is made.

Students will be notified of their placement on academic or progress probation/dismissal no later than thirty days following the end of the term that resulted in the student’s placement on probation.

HOW TO REGAIN ELIGIBILITY FOR THE CALIFORNIA COLLEGE PROMISE GRANT

If a student loses eligibility for the CCPG, there are a few ways to have their eligibility reinstated:
- Improve GPA and/or Course Completion measures to meet academic and progress standards
- An approved appeal regarding extenuating circumstances with Enrollment Services
Criteria for appealing the loss of CCPG due to extenuating circumstances:
- Verified accidents, illness, or other circumstances beyond the student’s control
- Verified change in economic situation
- Evidence of inability to obtain essential support services
- Disability accommodations not received in a timely manner
- Special consideration factors for CalWORKs, EOPS, Accommodation Service Center (formerly DSPS), and veteran students
NOTE: Foster youth and former foster youth (age 24 years and younger) are not subject to loss of the CCPG Fee Waiver under these regulations.

HOW TO APPEAL

Students meeting one of the above criteria would appeal by submitting a the CCPG Fee Waiver appeal form with Enrollment Services. Complete the appeal form and attach a personal statement, supporting documentation and a current Comprehensive Educational Plan.
- Download the Petition to Appeal of the loss of CCPG and Enrollment Priority.
- Complete the above appeal and provide your statement explaining the reason your are appealing and why your appeal should be approved
- Attached supporting documentation for the extenuating circumstance (if needed)
- Attach a recent Education Plan

Family size	Base year Income
1	$20,385
2	$27,465
3	$34,545
4	$41,625
5	$48,705
6	$55,785
7	$62,865
8	$69,945
Each Additional Family Member	$7,080

Cal Grant

Student Success Completion Grant (SSCG)

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WHAT IS A STUDENT SUCCESS COMPLETION GRANT(SSCG)?

SSCG provide students with supplemental financial aid to help offset the total cost of community college attendance and encourage full-time enrollment and successful on-time program completion. The SSCG offers $4,000 per semester for students taking 15 or more units, and $1,298 per semester for students taking 12-14.9 units. To qualify, students need to be eligible for a Cal Grant B or C award, meet satisfactory academic progress (SAP), have an unmet financial need, and maintain full-time attendance.
Chafee Grant
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WHAT IS A CHAFEE Grant?

The California Chafee Grant for Foster Youth (Chafee Grant) awards up to $5,000 a year to eligible foster youth. The Chafee Grant eligibility is determined by the California Department of Social Services (CDSS) and by the California Student Aid Commission (CSAC) base on the FAFSA or CADAA application along with the Chafee Grant application. Once eligibility is established, the Chafee Grant may be used at any eligible California college or university, or career or technical school. Students attending schools in other states may also qualify. A student’s receipt of a Chafee Grant award shall not exceed five years (whether or not consecutive). Payment on an eligible California Chafee Grant Award is not guaranteed. Funding is limited. Payments are made on a first-come first-served basis.

ELIGIBILITY

To be eligible for the Chafee Grant, a student must meet the following eligibility criteria:
- Not have reached your 26th birthday as of July 1st of the award year.
- Be enrolled in at least 6 units or more each semester.
AND
- Be a current or former foster youth who was a dependent or ward of the court, living a in out-of-home foster care placement, between the ages of 16 and 18.
OR
- Be a youth who was placed in out-of-home care by a tribe or tribal organization between the ages of 16-18.
Note: All foster care eligibility is verified by the California Department of Social Services (CDSS).

HOW TO APPLY

STEP 1: Submit a Chafee Application

STEP 2: Complete the Free Application for Federal Student Aid (FAFSA) or CA Dream Act Application (CADAA).

Note: Awardees are notified in July for the current Academic Year.
California Dream Act Service Incentive Grant Program (DSIG)

WHAT IS THE CALIFORNIA DREAM ACT SERVICE INCENTIVE GRANT PROGRAM (DSIG)?

The California Dream Act Service Incentive Grant (DSIG) Program encourages California Dream Act Applicant (CADAA) students with a Cal Grant A award that met Cal Grant B eligibility or a Cal Grant B award to perform community or volunteer service. The California Student Aid Commission (CSAC) will award up to $4,500 per academic year (up to $2,250 per semester or up to $1,500 per quarter) to 1,667 eligible students. The grant will be available to the student for up to 8 semesters or up to 12 quarters while they have an active Cal Grant A or B award. Students must also meet Satisfactory Academic Progress and complete any necessary verification for their Cal Grant award.

Eligible students must apply annually, attend a qualifying institution, have sufficient unmet financial need, and complete service hours in that academic year (July 1 through June 30). Semester students shall perform service hours in 150-hour increments and quarter students shall complete service hours in 100-hour increments. Students can volunteer with any of the organization(s) on the List of Service Organizations or with any organization not on the list if it meets the criteria for a qualifying service organization. Organizations not on the List of Service Organizations can complete and submit the Service Organization Registration form found on the DSIG Forms webpage.

Loans

Federal Direct Loan Programs
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FEDERAL DIRECT STUDENT LOANS
A FEDERAL DIRECT STUDENT LOAN IS FINANCIAL AID THAT MUST BE PAID BACK WITH INTEREST. ORANGE COAST COLLEGE PARTICIPATES IN THE FEDERAL DIRECT LOAN PROGRAM.

Federal Direct Student Loans are low-interest education loans for students to help pay for college costs. There is no credit check or cosigner required to qualify. The lender is the U.S. Department of Education, which assigns Federal Direct Student Loans to one of its contracted Federal Direct Student Loans servicers throughout the country after the Federal Direct Student Loans is originated by a school for a student. You can find out who your Federal Direct Student Loan servicer is two weeks after your first Federal Direct Student Loan disbursement is issued by the school.

Go to Federal Student Aid to see your Federal Direct Student Loan servicer's contact information and to keep your information updated with them. Your Federal Direct Student Loan servicer will be responsible for any questions you have for your Federal Direct Student Loans after the funds have been disbursed.

FEDERAL DIRECT STUDENT LOAN REPAYMENT IS NECESSARY:

Federal student loans are long-term obligations. Accepting a Federal Direct Student Loan means accepting the responsibility for repaying the money you borrow including interest costs and fees. Before you request a Federal Direct Student Loan, make sure you find out the true costs, interest rates, and how long it will take to repay the Federal Direct Student Loans. To get answers to these questions and more, go to Federal Student Aid.

FEDERAL DIRECT LOAN REQUEST PROCESS:
1. Login to MyCoast
2. Click on "View My Financial Aid Status" located in the Financial Aid box
3. Click on "Award Offer" tab
4. In the blue Direct Loan Request Form area, click on the words "Click Here" to take you to the Federal Direct Student Loan request
FEDERAL DIRECT STUDENT LOAN REQUEST DEADLINES

Fall 2024 Deadlines

Date Deadline

December 1, 2024 Last day to submit Fall ONLY Federal Direct Student Loan requests

Spring 2025 Deadlines

Date Deadline

May 11, 2025 Last day to submit Spring Federal Direct Student Loan requests

Summer 2024 Deadlines

Date Deadline

August 2, 2024 Last day to submit Summer Federal Direct Student Loan requests

FEDERAL DIRECT STUDENT LOAN ELIGIBILITY

OCC requires you have the items below completed before we will process your Federal Direct Student Loan request.
- Must have a completed FAFSA on file with Orange Coast College.
 
 Completed a Federal Direct Student Loan request on your MyCoast Portal.
 
 Enrolled in at least six payable units on your education plan.
**Orange Coast College administers both subsidized and unsubsidized student loans through the Federal Direct Student Loan program and we feel strongly that the options provided by Federal Direct Student Loans are more advantageous for student borrowers. Before Orange Coast College can certify a private student loan, students must exhaust all available federal funding such as the Federal Pell Grant and Federal Direct Student Loans. Certification of a private loan is dependent on the students having “unmet cost of attendance” after exhausting all available federal funding. OCC will not certify a private loan not meeting the above requirements, with an exception to SAP eligibility after SAP Appeal process has been exhausted and the private lender allows certification.**
Federal Direct Parent PLUS Loan

FEDERAL DIRECT PARENT PLUS LOANS

The Federal Direct PLUS loan program is designed to assist parents of dependent undergraduate students who are unable to meet their expected parental contribution or have additional financial need that is not met with other financial aid resources. Your parents may borrow up to the cost of your education for the academic year, minus any estimated financial aid you receive each academic year. Loans that are identified as "replacing Expected Family Share" are offered to you as an option to replace the contribution expected from you or your family. Loans that are identified as "replacing need" are offered to you to help meet your financial need.

WHO CAN APPLY?

Biological or adoptive parents and, in some cases, stepparents of dependent undergraduate students who are eligible to file a FAFSA.

Parents must meet some citizenship eligibility requirements. Visit the Federal Student Aid website to learn more.

ANNUAL FEDERAL DIRECT PLUS LOAN LIMITS

How much you can borrow is based on the cost of your education for the academic year, minus any estimated financial aid you receive each academic year.

WHEN REPAYMENT STARTS

Federal Direct PLUS Loan repayment begins 60 days after the loan is fully disbursed for an academic year. Visit the Federal Student Aid website to review repayment and deferment options.

**Before Orange Coast College can process a Federal Direct Parent PLUS Application, students must file FAFSA to exhaust all available federal funding such as the Federal Pell Grant and Federal Direct Student Loans (please see Direct Loan section for awarding process). After the student resolves their Federal Direct Student Loan Offer, awarding of any Federal Direct Parent PLUS Loan is dependent on the student having “unmet cost of attendance” after exhausting all available federal funding. Orange Coast College cannot award a Federal Direct Parent PLUS Loan to a student not meeting the above requirements.**
Private Loans

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PRIVATE STUDENT LOANS

Private student loans are loans that a student applies for with a private lender. Private loans are subject to credit qualifications, completion of a loan application/consumer credit agreement, verification of application information, applicable self-certification form, school certification of loan amount, and student’s enrollment at a participating school.

Please click on the link ELM SELECT for the private student loan information, Loan Application, and Solicitation Disclosures where they list their conditions, fees, and interest rates.

**Before Orange Coast College can certify a Private Education Loan, students must file FAFSA to exhaust all available federal funding such as the Federal Pell Grant and Federal Direct Student Loans (please see Direct Loan section for awarding process). Certification of a Private Education Loan is dependent on the students having “unmet cost of attendance” after exhausting all available federal funding. Orange Coast College will not certify a Private Education Loan not meeting the above requirements, with an exception for students still failing to meet SAP eligibility after the SAP Appeal process has been exhausted and the private lender still allows certification.**

Fall 2024 Deadlines
Date	Deadline
December 1, 2024	Last day to submit Fall ONLY Federal Direct Student Loan requests

Spring 2025 Deadlines
Date	Deadline
May 11, 2025	Last day to submit Spring Federal Direct Student Loan requests

Summer 2024 Deadlines
Date	Deadline
August 2, 2024	Last day to submit Summer Federal Direct Student Loan requests

Scholarships

Scholarships

Working Grants

Federal Work-Study (FWS)
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FEDERAL WORK-STUDY (FSW)

Once the OCC Financial Aid Office receives your FAFSA application, you will be evaluated for financial need and a financial aid package will be determined. If you have been offered a Federal Work-Study (FWS) award, you will be given the opportunity to seek employment on campus. To initiate the process for work-study, you must first accept the Federal Work-Study award.

WHO IS ELIGIBLE FOR FSW?

FWS is awarded according to the standard financial aid application and statutory need analysis procedure. In order to be eligible for a FWS award/funds, a student must:
- Maintain Satisfactory Academic Progress (SAP)
 
 CCCD SAP Policy
- Be determined eligible and awarded a FWS allocation by the Financial Aid Office. Recipients must reapply for the FAFSA each year.
- Not owe a repayment to any Title IV grant program nor be in default on any Title IV loans received at any school.
HOW MUCH WILL I MAKE?

Your FWS wages will be at least the current federal minimum wage.

CAN I WORK AS MANY HOURS AS I WANT?

The amount you earn cannot exceed your total FWS award. In addition, you will not be allowed to work more than 19 hours per week.

Questions? Contact the Financial Aid Office
The Coast Community College District does not discriminate unlawfully in providing educational or employment opportunities to any person on the basis of race, color, sex, gender identity, gender expression, religion, age, national origin, ancestry, sexual orientation, marital status, medical condition, physical or mental disability, military or veteran status, or genetic information.
- OCC 504/ADA Office - Special Services Building: (714) 432-5042
- OCC Title IX Office - Administration Building: (714) 432-5766
- OCC Campus Safety: (714) 432-5017
Learning-Aligned Employment Program (LAEP)
WHAT IS THE LEARNING-ALIGNED EMPLOYMENT PROGRAM (LAEP)?

The Learning-Aligned Employment Program (LAEP) offers eligible underrepresented students at public colleges and universities the opportunity to earn money to help defray their educational costs while gaining education-aligned, career-related employment.

Am I Eligible?

Eligible students are from an underrepresented background and meet all the following criteria:
- At least half-time enrollment
- California resident classification
- Satisfactory academic progress in a program leading to a degree or certificate
- Demonstrated financial need
- Eligibility to work in the United States
Priority will be given to eligible students who are first-generation college students, current/former foster youth, homeless, or at risk of being homeless. Further priority will be given to eligible students majoring in a science, technology, engineering, or mathematics (STEM) discipline.

Maintaining Financial Aid Eligibility

Satisfactory Academic Progress (SAP)
WHAT IS SATISFACTORY ACADEMIC PROGRESS (SAP)?

Satisfactory Academic Progress (SAP) is defined as the successful completion of coursework toward an eligible certificate or degree. Federal regulations require the Financial Aid Office to monitor the academic progress of students receiving financial aid. (excluding the California College Promise Grant).
Maintain a 2.0 Cumulative GPA
- Receive an average letter grade of C in all courses you have completed
Maintain 67% Unit Completion
- Complete at least 67% of your attempted units with a grade of A, B, C, D, CR, P.
Maximum Time Frame Requirement
- Complete your program within 150% of the published program's required units
Failure to meet the above SAP Standards:
Warning
- You will be placed on warning after one semester of not meeting SAP. You may remain eligible to receive financial aid. Warning status applies to GPA and Unit Completion only.
Disqualification
- If you fail to meet SAP after one semester on warning status, you will be placed on disqualification. You will NOT be eligible to receive financial aid.
Appeal
- If disqualified, you will receive an email notification. You have the opportunity to appeal by the posted deadline. You may be required to meet with an academic counselor to complete an academic plan. There is a maximum of 2 appeals per academic career at Orange Coast College.
Appeal Deadlines:

Fall 2024 Deadlines

Date Deadline

December 1, 2024 Last day to submit Fall SAP Appeal

Spring 2025 Deadlines

Date Deadline

May 11, 2025 Last day to submit Spring SAP Appeal

Summer 2024 Deadlines

Date Deadline

August 2, 2024 Last day to submit Summer SAP Appeal

Calculator
To help in calculating your GPA and how it is impacted by your current/future grades use this GPA Calculator.

The Coast Community College District Satisfactory Academic Progress (SAP) policy can be found in its entirety on the District website.
SAP Appeal Process
HOW TO APPEAL YOUR SAP

If you have received a Satisfactory Academic Progress (SAP) Disqualification email, utilize the link in the email to request your appeal to get to this page. You may also use OCC VerifyMyFAFSA site if you have already created an account. You will use your MyCoast login information, once logged in if you have not created an account you will be prompted to make an account. The information you put in here should match your FAFSA/DreamAct application.

1. Select "Request" button, you will then need to select the current year SAP appeal. It will ask you why you want to request this, simply state you received a disqualification letter.

2. Once requested it will show as a tab to select "SAP Appeal" (as shown below).

3. SAP Counseling - this is where you will watch some videos explaining the SAP policy and take a quiz.

4. Once you complete the quiz, take a screenshot or picture of your "Congratulations" email. Upload your screenshot or picture here.

5. Do not forget to push the "Submit" button!

6. This is where you will explain your situation. Provide as much information as needed for the appeal committee to understand why you are not meeting Satisfactory Academic Progress (SAP) standards.

7. If you are disqualified for GPA and/or Completion Ratio supporting third party documentation is REQUIRED and an education plan. If you are only disqualified for Max Time Frame your educational plan listing all courses you need to complete at OCC is your supporting documentation.

If you do not have an educational plan, you may make an appointment with the Specialized Counselor trained in Financial Aid and Academics
- To make an appointment with the Financial Aid Academic Counselor, visit here: Appointment with the Academic Counselor specializing in Financial Aid. You will need your MyCoast login information in order to make an appointment.
- If you are unable to make an appointment with the Financial Aid Academic Counselor, you can make an appointment with a General Academic Counselor.
8. Do not forget the "submit" button.

Once your appeal is submitted, you can always come back to this page (OCC VerifyMyFAFSA) to check your status. Generally, appeals can take 2-4 weeks to be processed.

If submitting an appeal you will be notified via email/mail of the outcome. All appeal decisions are final and cannot be re-appealed. When appealing at GWC, OCC, or Coastline the decision will go into effect for all 3 campuses.
- For example: A student submits an appeal at OCC and the appeal is denied. The student then decides to appeal at GWC for that same term. GWC will note that the student was denied at OCC and will automatically deny the appeal at GWC. All appeals are decided on a case-by-case basis. Filing an appeal does not mean that a student will be allowed to receive financial aid, only that the appeal will be reviewed with the possibility of approval. If approved, the student will be bound by the terms of the approval.
- In some cases, if the appeal is approved due to the student appealing for GPA and/or completion ratio, the student can be placed on "probation." If during this one term of probation, the student does not re-establish academic eligibility and/or does not meet the terms that were set by the appeal committee, the student will be disqualified from financial aid. A student may not re-appeal and must reestablish his/her GPA and/or completion ratio.
- Appeal approved due to maximum timeframe: the student must meet the terms that were set by the appeal committee, with no exceptions.
Fall 2024 Deadlines

Date Deadline

December 1, 2024 Last day to submit Appeal for Fall Satisfactory Academic Progress

Spring 2025 Deadlines

Date Deadline

May 11, 2025 Last day to submit Appeal for Spring Satisfactory Academic Progress

Summer 2024 Deadlines

Date Deadline

August 2, 2024 Last day to submit Appeal for Summer Satisfactory Academic Progress
Meet with a Counselor for help with SAP
Getting help with YOUR SAP

SCHEDULE AN APPOINTMENT

If you need help with understanding how your classes impact your financial aid, your Satisfactory Academic Progress (SAP) status, or assistance with an educational plan the Financial Aid Counselor is more than happy to assist you.

Schedule your appointment with the Financial Aid Counselor here: https://orangecoastcollege.craniumcafe.com/group/counselor-financial-aid-/scheduler.

If you are unable to find an available time that fits your schedule, you are welcome to schedule an appointment with a General Counselor here: https://prod.orangecoastcollege.edu/services-support/counseling/index.html.

How to access your appointment:
1. Make sure your device has a webcam and microphone to communicate with the counselor. (This is ideal but not required).
2. At the time of your appointment, go to the link that was provided in the Appointment Confirmation (please check your email).
3. Click on OCC logo. (Shown Below) Accept the Informed Consent page.
4. Use your MyCoast Username and password to log in.
5. If you have technical difficulty reaching your appointment, you may email the Financial Aid Counselor, Laura Reese at lreese3@occ.cccd.edu.
TIPS FOR MAINTAINING SAP AND FINANCIAL AID ELIGIBILITY
- Check you financial aid status early and often on your MyCoast Homepage.
- You must have an educational plan and educational goal in Degree Works to receive financial aid and Priority Registration.
- Research and declare your major early.
- Meet with an academic counselor at least once a year and follow your educational plan.
- Pass and complete 2/3 of the classes you attempt each semester.
- All of your ATTEMPTED classes affect your eligibility.
  - Withdrawals ("W"), Failing ("F"), and repeated courses are included in attempted units.
  - Withdrawals or "W's" are not factored into your GPA.
- You will be offered a maximum financial aid award based on your eligibility that may include Federal Pell Grants and student loans. As a reminder Pell Grant has a lifetime eligibility of 600% or 6 years and loans have similar limits so KNOW your limits.
- Use the following campus resources:
  - Student Success Center
  - Career Library
  - Student Health Center
If you have questions or need assistance, please contact the Financial Aid office at OCC at (714) 432-5508 or occfinaid@occ.cccd.edu
Return of Title IV Aid (Financial Aid)
REPAYING YOUR TITLE IV AID (Financial Aid)

Treatment of Title IV Aid When a Student Withdraws

The law specifies how your school must determine the amount of Title IV aid that you earn if you withdraw from school. The Title IV programs that are covered by this law are Federal Pell Grants, TEACH Grants, Federal Supplemental Educational Opportunity Grants (FSEOGs), Direct Loans, and Direct PLUS Loans.

Though your aid is posted to your account at the start of each period, you earn the funds as you complete the period. If you withdraw during your payment period or period of enrollment (your school can define these terms for you and tell you which one applies to you), the amount of Title IV aid that you have earned up to that point is determined by a specific formula. If you received (or your school or parent received on your behalf) less assistance than the amount that you earned, you may be able to receive those additional funds in the form of a PWD. If you received more assistance than you earned, the excess funds must be returned by the school and/or you.

The amount of assistance that you have earned is determined on a pro rata basis. For example, if you completed 30% of your payment period or period of enrollment, you earn 30% of the assistance you were originally scheduled to receive. Once you have completed more than 60% of the payment period or period of enrollment, you earn all the assistance that you were scheduled to receive for that period.

You will not be subject to returns of your Title IV aid if you meet one of the following exemptions:
- You complete all of the requirements for graduation;
- You successfully complete a class or multiple classes that comprise at least 49 percent of the days in the term (in a program offered in modules); or
- You successfully complete a class or multiple classes that comprise at least half-time enrollment (in a program offered in modules).
If you did not receive all of the funds that you earned, you may be due a PWD. If your PWD includes loan funds, your school must get your permission before it can disburse them. You may choose to decline some or all of the loan funds so that you don’t incur additional debt. Your school may automatically use all or a portion of your PWD of grant funds for tuition, fees, and food and housing charges (as contracted with the school). The school needs your permission to use the post-withdrawal grant disbursement for all other institutional charges. If you do not give your permission (some schools ask for this when you enroll), you will be offered the funds. However, it may be in your best interest to allow the school to keep the funds to reduce your debt at the school.

There are some Title IV funds that you were scheduled to receive that cannot be disbursed to you once you withdraw because of other eligibility requirements. For example, if you are a first-time, first-year undergraduate student and you have not completed the first 30 days of your program before you withdraw, you will not receive any Direct Loan funds that you would have received had you remained enrolled past the 30th day.

If you receive (or your school or parent receive on your behalf ) excess Title IV program funds that must be returned, your school must return a portion of the excess funds equal to the lesser of:
1. your institutional charges multiplied by the unearned percentage of your funds, or
2. the entire amount of excess funds.
The school must return this amount even if it didn’t keep this amount of your Title IV program funds.

If your school is not required to return all of the excess funds, you may be required to return the remaining amount.

For any loan funds that you must return, you (or your parent for a Direct PLUS Loan) will repay the loan funds in accordance with the terms of the promissory note. That is, you will not be required to repay any loan funds immediately, but instead, you will make scheduled payments to the holder of the loan over a period of time.

Any amount of unearned grant funds that you must return is called an overpayment. The maximum amount of a grant overpayment that you must repay is half of the grant funds you received or were scheduled to receive. You do not have to repay a grant overpayment if the original amount of the overpayment is $50 or less. You must pay the overpayment in full or make arrangements with your school or the Department of Education to return the unearned grant funds.

The requirements for Title IV program funds when you withdraw are separate from any refund policy that your school may have. Therefore, you may still owe funds to the school to cover unpaid institutional charges. Your school may also charge you for any Title IV program funds that the school was required to return.

If you don’t already know your school’s refund policy, you should ask your school for a copy. Your school can also provide you with the requirements and procedures for officially withdrawing from school. If you have questions about your Title IV program funds, you can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1- 800-433-3243). TTY users may call 1-800-730-8913. Information is also available on Student Aid on the Web at https://studentaid.gov

Fall 2024 Deadlines
Date	Deadline
December 1, 2024	Last day to submit Fall SAP Appeal

Spring 2025 Deadlines
Date	Deadline
May 11, 2025	Last day to submit Spring SAP Appeal

Summer 2024 Deadlines
Date	Deadline
August 2, 2024	Last day to submit Summer SAP Appeal

Fall 2024 Deadlines
Date	Deadline
December 1, 2024	Last day to submit Appeal for Fall Satisfactory Academic Progress

Spring 2025 Deadlines
Date	Deadline
May 11, 2025	Last day to submit Appeal for Spring Satisfactory Academic Progress

Summer 2024 Deadlines
Date	Deadline
August 2, 2024	Last day to submit Appeal for Summer Satisfactory Academic Progress

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In This Section

Grants

Loans

Scholarships

Working Grants

Maintaining Financial Aid Eligibility